An article from wikiHow

Though a "recipe" this article provides is quite vague and even naive to some extent, the idea of being in equities when they move up and staying in stable value options (money market) when they go down is what we preach, research and implement.

I am planning to return to this article and show that the approach suggested is better than doing nothing and that the ATR stop based system we follow is better.

Here is a link: How to Manage Your 401k Investments and Choose Your Funds